IBKR Margin Calculator 2026: Initial, Maintenance, Buying Power & Margin Call Price

Margin math is where most retail IBKR users get burned. Enter your equity, position size, entry price, and hold duration — see exactly how much you need posted, where your margin call price sits, and how much interest the loan will cost you. All numbers use IBKR Pro's published Reg-T tiers + USD margin rates as of 2026 (link inside the widget).

📊 IBKR Margin Calculator (Reg-T Equity)

Reg-T equity margin: initial 50% / maintenance 25% (FINRA + IBKR standard). Portfolio Margin (PM) uses TIMS and requires $110K+ — different math, not modelled here. Margin interest tiers shown are IBKR Pro USD as of 2026 (verify on IBKR margin rates).

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Built by a real trader

These tools are based on the same calculations I use for my own trading on Hyperliquid and OKX. Not theoretical — tested with real money.